Fast-track profitability and improve loss ratios

with industry’s earliest and most accurate Loss Predictions and Risk Scores for P&C Insurers 

Proud to work with:

Proven Profitability Predictions With Just a Name and Address

Loss Predictions

Loss Predictions create custom frequency, severity, and loss cost predictions for key perils across Homeowners, Commercial and Personal Auto, and Commercial Small Business lines.

Non-weather Water
Non-cat Fire
Non-cat Wind
Non-cat Weather
All Perils
Physical Damage
Bodily Injury
Commercial (Small Business)
General Liability
Workers Comp

Risk Scores

Risk Scores indicate how much more, or less, likely an individual is to engage in a risk behavior. Custom risk scores can be created Homeowners, Personal and Commercial Auto, and Small Business General Liability and Workers's Compensation lines and are all available at or before Point of Quote.

SIU Referral at point of quote or renewal
Early Cancellation
Premium Leakage
Bad Debt/Non-Payment
General Liability (Small Business)
Workers' Comp (Small Business)

Quantify Unpriceable Risk with Deep Learning and Behavioral Economics

Deep Learning Powered

Pinpoint Loss Predictions and Risk scores are the first deep learning AI-powered solutions available.

Behavioral Data

Pinpoint leverages behavioral economics to reveal the explainable traits that drive key behaviors to model each person in high dimensionality – the first individual-level profitability prediction.


Pinpoint’s scores provide remarkable new predictions for an individual’s profitability or loss and risk propensity – all available with just name and address.

Pinpoint Impact

Case Study Feature Image Homeowners Insurance

Case Study: Homeowners

Check out how Pinpoint helped a carrier with 100,000 in-force policies and between $150- 200MM in Direct Premiums for Homeowners Multi-Peril to uncover $11M in year 1 savings.

Case Study Feature Image Auto Insurance

Case Study: Auto

Check out how Pinpoint helped a carrier 80,000 in-force  policies, with an average premium of over $1,500 to save an amount equivalent to 6% of their premiums, or $7M in the first year.

Case Study Feature Image General Liability Insurance

Case Study: Small-Business GL

Learn how a small-business General Liability insurer used Pinpoint to unlock savings equivalent to 6% of their Direct Premiums Written in their first year.

Get Started Now

Within 30 days, you can have custom Loss Predictions and Risk Scores ready to deploy.  Connect with us today to find out just how easy it is to get started.